Banke kod nas ne idu u nikakve rizike i zato je previse novca u bankama a premalo u projektima. Kazu: nema dovoljno dobrih projekata. No, to nije nije tocno jer banke u stvari govore ‘nema dovoljno projekata za NULA posto rizika’ jer oni samo takve projekte preferiraju. Neki dan sam isao u banku pitati da mi izdaju kreditnu karticu jer radim u inozemstvu, puno putujem i treba mi. Imam depozit od skoro 200.000 eura cash i urednu proslost s bankom (placam kredit, stavim 10.000 eura na racun svaki mjesec i stedim – ja sam iznimka i zato bas i zelim navesti ovaj svoj primjer. Kaze bankarica ovako: ne mogu vam izdati kreditnu karticu jer nemamo nikakvo osiguranje buduci da ne primate placu u Hrvatskoj. Kazem ja: ali imam ogromni depozit i urednu proslost s bankom, dobar kreditni rejting, sta nije to dovoljno? Kaze ona: ne, trebamo osiguranje. I ponudi mi kreditnu karticu uz uvjet da zamrznem 10.000 eura na racunu kao pokrice za naplatu (iako imam slobodno 200.000 eura). Kazem je: ali to onda nije kreditna kartica, to je kao debitna kad moram lovu polozit unaprijed. Kaze ona: to je sve sto mozemo ponuditi. E SAD: ova prica vam pokazuje u kakve rizike HR banke zele ulaziti odnosno koliko su se spremni izloziti riziku. Odgovor je: samo NULA posto rizika njima odgovara. I to je odgovor zasto su banke pune love a gospodarstvo je nelikvidno i ne moze dobiti kredite za projekte. Ima projekata ali apetiti za rizik na strani banaka NE POSTOJI. Private Equity u Hrvatskoj ne postoji. Dakle, izvora financiranja za poduzetnistvo NEMA. Posebno ako si start up. Root cause, odnosno razlog za ovakvu situaciju JEST: NA BANKARSKOM TRZISTU U HR NEMA KONKURENCIJE. Postoji kartel koji je dogovorio pravila igre i svi igraci se drze tih pravila. Da ima konkurencije – bilo bi i financiranja i banke bi ulazile u rizike kao sto svi poslovni subjekti ulaze u rizike kad krecu s novim poslovnim projektima. To se dogadja.

Banke kod nas ne idu u nikakve rizike i zato je previse novca u bankama a premalo u projektima. Kazu: nema dovoljno dobrih projekata. No, to nije nije tocno jer banke u stvari govore ‘nema dovoljno projekata za NULA posto rizika’ jer oni samo takve projekte preferiraju. Neki dan sam isao u banku pitati da mi izdaju kreditnu karticu jer radim u inozemstvu, puno putujem i treba mi. Imam depozit od skoro 200.000 eura cash i urednu proslost s bankom (placam kredit, stavim 10.000 eura na racun svaki mjesec i stedim – ja sam iznimka i zato bas i zelim navesti ovaj svoj primjer. Kaze bankarica ovako: ne mogu vam izdati kreditnu karticu jer nemamo nikakvo osiguranje buduci da ne primate placu u Hrvatskoj. Kazem ja: ali imam ogromni depozit i urednu proslost s bankom, dobar kreditni rejting, sta nije to dovoljno? Kaze ona: ne, trebamo osiguranje. I ponudi mi kreditnu karticu uz uvjet da zamrznem 10.000 eura na racunu kao pokrice za naplatu (iako imam slobodno 200.000 eura). Kazem je: ali to onda nije kreditna kartica, to je kao debitna kad moram lovu polozit unaprijed. Kaze ona: to je sve sto mozemo ponuditi. E SAD: ova prica vam pokazuje u kakve rizike HR banke zele ulaziti odnosno koliko su se spremni izloziti riziku. Odgovor je: samo NULA posto rizika njima odgovara. I to je odgovor zasto su banke pune love a gospodarstvo je nelikvidno i ne moze dobiti kredite za projekte. Ima projekata ali apetiti za rizik na strani banaka NE POSTOJI. Private Equity u Hrvatskoj ne postoji. Dakle, izvora financiranja za poduzetnistvo NEMA. Posebno ako si start up. Root cause, odnosno razlog za ovakvu situaciju JEST: NA BANKARSKOM TRZISTU U HR NEMA KONKURENCIJE. Postoji kartel koji je dogovorio pravila igre i svi igraci se drze tih pravila. Da ima konkurencije – bilo bi i financiranja i banke bi ulazile u rizike kao sto svi poslovni subjekti ulaze u rizike kad krecu s novim poslovnim projektima. To se dogadja.

I evo čisto da znate…privatizacija često vodi u monopole i poskuljenja,a ne nužno u tržišno ponašanje…

Fascism is defined as a melding of corporate power and government. A large percentage of our government has already been corporatized, (the code word for corporatization is "privatize"). For example, at least 1,931 private corporations work on programs related to counterterrorism, homeland security and intelligence, located in about 10,000 locations across the U.S.A. These corporations charge taxpayers higher fees (due to the fact that corporations MUST make a profit) than government, thus resulting in HIGHER COST TO THE TAXPAYERS.
Our prisons are rapidly being corporatized, resulting in corruption of judges by corporations (bribes for longer sentencing), corruptions of congress (bribes, also called campaign donations, for laws requiring more incarceration), higher prisoner escape rates, which equal less safe communities and HIGHER COST TO THE TAXPAYERS.
The same with "privitazation" of schools, mostly by religious organizations, which often result in students being taught false history and science at a HIGHER COST TO THE TAXPAYERS than public schools. These students then will not be able to compete with students from other countries with accurate education.
Corporate health insurance results in a HIGHER COST TO THE TAXPAYERS than Medicare or Universal Healthcare. Powerful insurance companies forbid the government from even considering Universal Health Care in the modest Insurance reform bill that was proposed by President Obama.
The US Post Office can send mail anywhere in the country for .44cents, and a package starting at 5.00, private corporations charge much higher rates. If the GOP succeeds in shutting down the USPS, it will result in –again–HIGHER COST TO THE TAXPAYERS.
The pattern is obvious to all who are paying attention. Whenever you hear a politician praising "privitazation", remember they are really praising fascism.

I evo čisto da znate…privatizacija često vodi u monopole i poskuljenja,a ne nužno u tržišno ponašanje…

Fascism is defined as a melding of corporate power and government. A large percentage of our government has already been corporatized, (the code word for corporatization is "privatize"). For example, at least 1,931 private corporations work on programs related to counterterrorism, homeland security and intelligence, located in about 10,000 locations across the U.S.A. These corporations charge taxpayers higher fees (due to the fact that corporations MUST make a profit) than government, thus resulting in HIGHER COST TO THE TAXPAYERS.
Our prisons are rapidly being corporatized, resulting in corruption of judges by corporations (bribes for longer sentencing), corruptions of congress (bribes, also called campaign donations, for laws requiring more incarceration), higher prisoner escape rates, which equal less safe communities and HIGHER COST TO THE TAXPAYERS.
The same with "privitazation" of schools, mostly by religious organizations, which often result in students being taught false history and science at a HIGHER COST TO THE TAXPAYERS than public schools. These students then will not be able to compete with students from other countries with accurate education.
Corporate health insurance results in a HIGHER COST TO THE TAXPAYERS than Medicare or Universal Healthcare. Powerful insurance companies forbid the government from even considering Universal Health Care in the modest Insurance reform bill that was proposed by President Obama.
The US Post Office can send mail anywhere in the country for .44cents, and a package starting at 5.00, private corporations charge much higher rates. If the GOP succeeds in shutting down the USPS, it will result in –again–HIGHER COST TO THE TAXPAYERS.
The pattern is obvious to all who are paying attention. Whenever you hear a politician praising "privitazation", remember they are really praising fascism.

Što je nesuvislo u mom postu?

Privatizacija javnih poduzeća je nasilan čin i trebalo bi ga tretirati kaznenim činom
Istovjetno nacionallizaciji

Privatizirati ti možeš nešto od svog ćaće i matere a tuđe ne možeš
javno poduzeće je javno dobro ,kao takvo je stvarano i takvo treba ostati…