Rohatinski: Treba konačno početi s konsolidacijom javnih financija

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Nje kod nas nikakav problem srezati proračuna 10 milijardi(i to bez utjecaja na potrošnju)…pitanje je samo da li će biti kvalitetno odrađeno…no mi niti ne zanmo na što se sve troši i kakve se javne nabave odrađuju…Da se riješimo gansteraja odnonso klijentelizma kao Turci oporavili bi se brzo..Gledajte Island,gledajte Tursku…2001 deficit 20%mjavni dug 80%,…a već zadnjih 5 godina rastu po velikimi stopoama..nezaposlenost 9%…

ALi Roha bi treba prčitati ovaj članak…

Ajde pogledaj ovaj članak…m alo o činjenicama…

http://www.globalresearch.ca/index.p…t=va&aid=27054

Dijelovi članka…

Publicly-owned banks were instrumental in funding Germany’s “economic miracle” after the devastation of World War II. Although the German public banks have been targeted in the last decade for takedown by their private competitors, the model remains a viable alternative to the private profiteering being protested on Wall Street today.

However, there are other Western public banking models that are successful without oil booms. Europe has a strong public banking sector; and leading it is Germany, with eleven regional public banks and thousands of municipally-owned savings banks. Germany emerged from World War II with a collapsed economy that had degenerated into barter. Today it is the largest and most robust economy in the Eurozone. Manufacturing in Germany contributes 25% of GDP, more than twice that in the UK. Despite the recession, Germany’s unemployment rate, at 6.8%, is the lowest in 20 years. Underlying the economy’s strength is its Mittelstand—small to medium sized enterprises—supported by a strong regional banking system that is willing to lend to fund research and development.

In 1999, public banks dominated German domestic lending, with private banks accounting for less than 20% of the market, compared to more than 40% in France, Spain, the Nordic countries, and Benelux. Since then, Germany’s public banks have come under fire; but local observers say it is due to rivalry from private competitors rather than a sign of real weakness in the sector.

As precedent for a public option in banking, then, the German model deserves a closer look.

One overlooked key to the country’s economic dynamism is its strong public banking system, which focuses on serving the public interest rather than on maximizing private profits. After the Second World War, it was the publicly-owned Landesbanks that helped family-run provincial companies get a foothold in world markets. As Peter Dorman describes the Landesbanks in a July 2011 blog:

They are publicly owned entities that rest on top of a pyramid of thousands of municipally owned savings banks. If you add in the specialized publicly owned real estate lenders, about half the total assets of the German banking system are in the public sector. (Another substantial chunk is in cooperative savings banks.) They are key tools of German industrial policy, specializing in loans to the Mittelstand, the small-to-medium size businesses that are at the core of that country’s export engine. Because of the landesbanken, small firms in Germany have as much access to capital as large firms; there are no economies of scale in finance. This also means that workers in the small business sector earn the same wages as those in big corporations, have the same skills and training, and are just as productive. [Emphasis added.]

The Landesbanks function as “universal banks” operating in all sectors of the financial services market. All are controlled by state governments and operate as central administrators for the municipally-owned savings banks, or Sparkassen, in their area.

The Sparkassen were instituted in Germany in the late 18th century as nonprofit organizations to aid the poor. The intent was to help people with low incomes save small sums of money, and to support business start-ups. The first savings bank was set up by academics and philanthropically-minded merchan

I najbitniji dio…

While the large private banks were betting on the casinos of the financial markets, lending to businesses and the “real” economy was left to the public Sparkassen, which were more efficient in serving average citizens and local business because they were not stock companies that had to satisfy shareholders’ hunger for ever-larger dividends. Today the market share of private banks in Germany is only 28.4%, and Deutsche Bank AG dominates the segment. But with its 7% market share, it is still well behind the public banks owned by municipalities and communities.

Neimeyer says the private banks wanted to break up the market dominance of the public banks to get a bigger piece of the pie themselves, and they used the European Commission to do it. The Commission had been lobbied since the early 1990s by German private banks and by Deutsche Bank AG in particular to attack the German government over the country’s “inflexible” public banking sector.

The IMF, too, had long demanded that any competing public monopolies in the German banking market be broken up, citing their “inefficiencies.” When the German public Sparkassen and Landesbanken were reluctant to turn to investment banking with its skyrocketing profits, they were branded as bureaucratic and “unsexy.” When they were pressured to increase their returns for their government owners, the German Landesbanken did get sucked to some extent into derivatives and CDOs (fraudulently rated triple A). But while they “lost billions in the Goldman Sachs, Deutsche Bank and Lehman Brothers Ponzi scheme,” Niemeyer says the extent to which they became involved in highly speculative transactions was “laughable in comparison with the damage done by private banks, for whom taxpayers are now providing guarantees.”

It was the public banks and Sparkassen that supplied the real economy with liquidity, and that stepped in for the private banks when they withdrew to bet in the financial casino; but it was on the failings of the Landesbanken and Sparkassen that the media focused their attention. The real motive, says Niemeyer, was that the large private banks wanted the public banks’ market share themselves:

In order to win back this important market share, it has become a prerogative to destroy public banking in Germany completely. This unpopular move could never come from the German government itself, so that’s why the [European] Commission is being employed for this dirty job.

U svakom slučaju u Hrvatskoj vidimo PRAVI PRIMJER NEOLIBERALNOG KAPITALIZMA..u svoj svojoj punini i raskoši…a vidimo da se i u Njemačkoj pokušava proturiti…ali se Njemci ne daju…

Zanimljivo da je jedan od većih prosvjeda bio baš u Njemačkoj…
a njima ide oslično ..zar ne???

Ali stvarno,koja je to industrija pokrenuta od strane PBZ-a,ZABA-e i sličnih banaka
Velike industrije u Njemačkoj su pokrenute Marshallovim planom a vidimo da malo i srednj poduzetništvo prosperira zbog regionalnih i municipalnh banaka…

I još nam ZABA i PBZ preko naših mirovina spašavju loše investicije
Slične krvoopije kao i Deustche Bank i COmertzBank..niš koristi puno štete…a još im država jamči za uloge i namješta im financiranje deficita…i to su onda rivaten banke..

Roha se malo šali. Netko mu je šapnuo da savjetuje krivo. Pa i Grci štede sve u 16 pa ćorak.
sites.google.com/site/financijskisustav/razdvajanje-stvaranja-i-posudivanja-novca

Hrvatski ekonomski preporod - reforma.forumhr.com, xreforma.wordpress.com

Ne bi bilo problema sa deficitom i proračunom da smo izgradili i obnovili industriju i da smo pokrenui izvoz a zahvaljujući upravo njemu sve smo usrali i rasprodali strancima da nam izsišu zadnju kunu.
Neka nam sad još i dijeli savjete kao i nadan vidošević na tv-u.

i urediti regulirati učesnike financijskih igara na korist društvenog i ljudskog tkiva a sukladno tom i toliko puta od Nostraduru ponovljeno
financijskisustav/razdvajanje-stvaranja-i-posudivanja-novca

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